We offer guaranteed cost and loss sensitive pricing in the form of retrospectively rated plans and a large risk deductible option available in California only. We require that loss sensitive programs be secured by a letter of credit or bond from a bank or other financial institution approved by the National Association of Insurance Commissioners (NAIC).

Participation is open to employers who are signatory to collective bargaining agreements with their labor unions. Majestic’s ADR program is available for union construction employers developing an annual premium of $250,000. This is known as a “Stand Alone” program.

Majestic Insurance participates in the following ADR programs for:

1. NECA/IBEW Workers’ Compensation Trust- a statewide program for electrical contractors.
2. CalSMACNA/SMWIA Workers’ Compensation Program- a statewide program excluding the Local 104 in the Bay Area. Program is for the Sheet Metal Workers International Association and the Chapters of California Association of Sheet Metal and Air-conditioning Contractors.
3. NCMCA (Northern California Mechanical Contractors Association and APMC (Associated Plumbing & Mechanical Contractors of Sacramento/Local Union 447 of the Plumbers and Pipe fitters)
4. Mechanical Contractors Council of Central California (MCCCC)/Local Union No. 62-Castroville, Local Union No.246-Fresno, Local Union No.442-Stockton and Local Union No.228-Marysville (Pipe Trades District Council 36)
5. Plumbers and Pipe fitters Trust (P.I.P.E.) Workers’ Compensation ADR Program. For Southern California contractors involved with plumbing, pipefitting and heating systems.
   

For more information and a list of other ADR programs available through Majestic Insurance Company please contact John Hernandez, VP Marketing at jhernandez@majesticinsurance.com