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Producer Profile
 We market our products through authorized insurance brokers and seek to develop relationships with producers with whom we can build a profitable book of business. Submissions are accepted not more than ninety (90) days in advance of the inception date and must include a complete application and description of operations, supplemental questionnaire, projected payroll and currently valued loss information and corresponding historical payroll for a minimum of the most recent three (3) years. We may require additional information depending on the size and complexity of the risk.

We want to do business with producers who…
  1. Are honest, open and positive.
  2. Are responsive and motivated.
  3. Value quality services and products.
  4. Are knowledgeable workers’ compensation insurance professionals.
  5. Value and seek to create mutually beneficial, long-term relationships with their client insureds and client carriers.

What we look for in a producer…
  1. They are property and casualty producers who are knowledgeable about workers’ compensation.
  2. They participate in continuing education and training for their managers and employees.
  3. They are willing to agree to and are capable of making specific volume and loss ratio commitments.
  4. They have a good reputation in the industry and do business with carriers that have a good reputation.
  5. They consistently make a profit for their markets.
  6. They know their clients and their markets and match their clients to the market.
  7. They value their relationships with their clients and carriers.
  8. They give us the opportunity to bid on controlled accounts.
  9. They have the ability to provide value added services to their client insureds.
  10. They share our values.
Policyholder Profile
We want to do business with policyholders who…
  1. Are honest, open and positive.
  2. Are responsive and motivated.
  3. Value quality services and products.
  4. Value their employees and are concerned about their well being.
  5. Are committed to working with their insurance broker and insurance carrier to develop and maintain a successful, long-term workers' compensation insurance program.

What we look for in a policyholder…
  1. The managers/owners are active in the operation of the business.
  2. They are well established and financially sound.
  3. They have a good reputation and are considered experts in their field.
  4. They are committed to working in partnership with their insurance producer and insurance carrier to reduce the net cost of their workers' compensation insurance program.
  5. They value quality services and products and the expertise and contributions of insurance professionals.
  6. They are concerned about the well being of their employees and committed to maintaining a safe workplace for them.
  7. They compensate their employees at appropriate levels and provide them with benefits and incentive programs.

AM Best Rated A- (Excellent)
AM Best Rated A-
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Producer Profile
 We market our products through authorized insurance brokers and seek to develop relationships with producers with whom we can build a profitable book of business. Submissions are accepted not more than ninety (90) days in advance of the inception date and must include a complete application and description of operations, supplemental questionnaire, projected payroll and currently valued loss information and corresponding historical payroll for a minimum of the most recent three (3) years. We may require additional information depending on the size and complexity of the risk.

We want to do business with producers who…
  1. Are honest, open and positive.
  2. Are responsive and motivated.
  3. Value quality services and products.
  4. Are knowledgeable workers’ compensation insurance professionals.
  5. Value and seek to create mutually beneficial, long-term relationships with their client insureds and client carriers.

What we look for in a producer…
  1. They are property and casualty producers who are knowledgeable about workers’ compensation.
  2. They participate in continuing education and training for their managers and employees.
  3. They are willing to agree to and are capable of making specific volume and loss ratio commitments.
  4. They have a good reputation in the industry and do business with carriers that have a good reputation.
  5. They consistently make a profit for their markets.
  6. They know their clients and their markets and match their clients to the market.
  7. They value their relationships with their clients and carriers.
  8. They give us the opportunity to bid on controlled accounts.
  9. They have the ability to provide value added services to their client insureds.
  10. They share our values.
Policyholder Profile
We want to do business with policyholders who…
  1. Are honest, open and positive.
  2. Are responsive and motivated.
  3. Value quality services and products.
  4. Value their employees and are concerned about their well being.
  5. Are committed to working with their insurance broker and insurance carrier to develop and maintain a successful, long-term workers' compensation insurance program.

What we look for in a policyholder…
  1. The managers/owners are active in the operation of the business.
  2. They are well established and financially sound.
  3. They have a good reputation and are considered experts in their field.
  4. They are committed to working in partnership with their insurance producer and insurance carrier to reduce the net cost of their workers' compensation insurance program.
  5. They value quality services and products and the expertise and contributions of insurance professionals.
  6. They are concerned about the well being of their employees and committed to maintaining a safe workplace for them.
  7. They compensate their employees at appropriate levels and provide them with benefits and incentive programs.